Disability insurance is not just for employers, but also for individuals, who are unable to work if they are disabled. The purpose of disability insurance is to provide financial assistance and coverage to the people who have a disability that prevents them from being able to earn an income.
If you are disabled, you know that it can be difficult to make ends meet. Disability insurance can help ensure that you have the income you need to live comfortably while you are unable to work. Here are four reasons why you should get disability insurance.
1. Disability insurance can help cover your living expenses.
2. It can help pay for medical expenses.
3. It can provide a means of financial security in case of an unexpected loss of income.
4. If you are able to return to work, disability insurance can help cover any lost income.
Disability insurance is important for two reasons: first, it can help cover some of the costs associated with living with a disability, like medical bills and lost income; and second, it can protect you and your family in case you become disabled.
If you become disabled and aren’t able to work for any length of time, disability insurance can protect your assets and ensure that you have enough money to live on while you’re recovering. In some cases, it may even be possible to receive benefits for the rest of your life if you become disabled as a result of an accident or illness.